/* ==========================================================
   Finance Invest Zone - Main Stylesheet
   Palette: harbor blue, vermilion, seafoam and sandstone
   Fonts: Jost (headings) + Inter (body)
   ========================================================== */

:root {
  --fiz-harbor: #0e3a53;
  --fiz-harbor-deep: #0a2a3d;
  --fiz-harbor-soft: #1d5573;
  --fiz-verm: #e4572e;
  --fiz-verm-dark: #c7431c;
  --fiz-verm-soft: #fde6dd;
  --fiz-sea: #7fb7b2;
  --fiz-sea-dark: #4f938d;
  --fiz-sea-soft: #e6f1f0;
  --fiz-sand: #f4eee6;
  --fiz-ink: #17242c;
  --fiz-muted: #5b6b74;
  --fiz-line: #e2e6e8;
  --fiz-white: #ffffff;
  --fiz-radius: 18px;
  --fiz-shadow: 0 18px 40px rgba(14, 58, 83, 0.10);
  --fiz-shadow-sm: 0 8px 22px rgba(14, 58, 83, 0.08);
  --fiz-head: 'Jost', 'Segoe UI', Arial, sans-serif;
  --fiz-body: 'Inter', 'Segoe UI', Arial, sans-serif;
}

/* ---------- Base ---------- */
html { scroll-behavior: smooth; }
body {
  font-family: var(--fiz-body);
  color: var(--fiz-ink);
  background: var(--fiz-white);
  font-size: 16px;
  line-height: 1.7;
  overflow-x: hidden;
}
h1, h2, h3, h4, h5, h6 {
  font-family: var(--fiz-head);
  color: var(--fiz-harbor);
  font-weight: 600;
  line-height: 1.2;
}
a { color: var(--fiz-verm); text-decoration: none; transition: color .2s ease; }
a:hover { color: var(--fiz-verm-dark); }
img { max-width: 100%; }
p { color: var(--fiz-muted); }
::selection { background: var(--fiz-verm); color: #fff; }

.section { padding: 96px 0; }
.section-sm { padding: 64px 0; }
.bg-sand { background: var(--fiz-sand); }
.bg-sea { background: var(--fiz-sea-soft); }
.bg-harbor { background: var(--fiz-harbor); }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: var(--fiz-head);
  font-weight: 600;
  font-size: 14px;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--fiz-verm);
  margin-bottom: 14px;
}
.eyebrow::before {
  content: "";
  width: 28px;
  height: 2px;
  background: var(--fiz-verm);
  display: inline-block;
}
.eyebrow.light { color: #ffd2c2; }
.eyebrow.light::before { background: #ffd2c2; }
.title { font-size: clamp(30px, 4vw, 44px); margin-bottom: 18px; }
.title .hl, h1 .hl { color: var(--fiz-verm); }
.section-head { max-width: 720px; margin: 0 auto 54px; text-align: center; }
.section-head .eyebrow { justify-content: center; }
.section-head p { font-size: 17px; }

/* ---------- Buttons ---------- */
.btn-fiz, .btn-fiz-outline, .btn-fiz-light {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: var(--fiz-head);
  font-weight: 600;
  font-size: 16px;
  padding: 13px 28px;
  border-radius: 999px;
  border: 2px solid transparent;
  transition: all .25s ease;
  cursor: pointer;
  line-height: 1.3;
}
.btn-fiz { background: var(--fiz-verm); color: #fff; border-color: var(--fiz-verm); }
.btn-fiz:hover { background: var(--fiz-verm-dark); border-color: var(--fiz-verm-dark); color: #fff; transform: translateY(-2px); }
.btn-fiz-outline { background: transparent; color: var(--fiz-harbor); border-color: var(--fiz-harbor); }
.btn-fiz-outline:hover { background: var(--fiz-harbor); color: #fff; }
.btn-fiz-light { background: #fff; color: var(--fiz-harbor); border-color: #fff; }
.btn-fiz-light:hover { background: transparent; color: #fff; }
.btn-fiz:disabled { opacity: .7; cursor: wait; transform: none; }

/* ---------- Top bar ---------- */
.topbar {
  background: var(--fiz-harbor-deep);
  color: #c9d8df;
  font-size: 14px;
  padding: 9px 0;
}
.topbar .item { color: #c9d8df; margin-right: 24px; display: inline-flex; align-items: center; gap: 8px; }
.topbar .item i { color: var(--fiz-sea); }
.topbar a.item:hover { color: #fff; }
.topbar .social a { color: #c9d8df; margin-left: 14px; }
.topbar .social a:hover { color: var(--fiz-verm); }

/* ---------- Header ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1030;
  background: rgba(255, 255, 255, .97);
  border-bottom: 1px solid var(--fiz-line);
  transition: box-shadow .25s ease;
}
.site-header.scrolled { box-shadow: 0 10px 30px rgba(14, 58, 83, .10); }
.site-header .navbar { padding: 14px 0; }
.navbar-brand img { height: 46px; width: auto; }
.navbar-toggler { border: none; color: var(--fiz-harbor); padding: 4px 6px; }
.navbar-toggler:focus { box-shadow: none; }
.nav-link {
  font-family: var(--fiz-head);
  font-weight: 500;
  font-size: 17px;
  color: var(--fiz-harbor) !important;
  padding: 8px 16px !important;
  position: relative;
}
.nav-link::after {
  content: "";
  position: absolute;
  left: 16px;
  right: 16px;
  bottom: 2px;
  height: 2px;
  background: var(--fiz-verm);
  transform: scaleX(0);
  transition: transform .25s ease;
}
.nav-link:hover::after, .nav-link.active::after { transform: scaleX(1); }
.nav-link.active { color: var(--fiz-verm) !important; }

/* ---------- Hero ---------- */
.hero {
  position: relative;
  padding: 90px 0 110px;
  background:
    radial-gradient(circle at 88% 12%, rgba(127, 183, 178, .28), transparent 42%),
    linear-gradient(180deg, var(--fiz-sand) 0%, #fff 100%);
  overflow: hidden;
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(14, 58, 83, .05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(14, 58, 83, .05) 1px, transparent 1px);
  background-size: 48px 48px;
  mask-image: linear-gradient(90deg, transparent, #000 60%);
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 60%);
  pointer-events: none;
}
.hero h1 { font-size: clamp(38px, 5.4vw, 62px); font-weight: 700; margin-bottom: 22px; }
.hero .lead { font-size: 18px; color: var(--fiz-muted); margin-bottom: 32px; max-width: 560px; }
.hero-points { list-style: none; padding: 0; margin: 34px 0 0; display: flex; flex-wrap: wrap; gap: 12px 26px; }
.hero-points li { display: flex; align-items: center; gap: 8px; font-weight: 500; color: var(--fiz-harbor); font-size: 15px; }
.hero-points i { color: var(--fiz-verm); font-size: 18px; }

.zone-visual { position: relative; max-width: 540px; margin: 0 auto; padding: 20px 20px 40px 30px; }
.zone-frame {
  position: relative;
  border-radius: 36px 36px 36px 140px;
  overflow: hidden;
  box-shadow: var(--fiz-shadow);
  aspect-ratio: 4 / 4.3;
  background: var(--fiz-harbor);
}
.zone-frame img { width: 100%; height: 100%; object-fit: cover; display: block; }
.zone-outline {
  position: absolute;
  top: 0;
  right: 0;
  width: 72%;
  height: 72%;
  border: 2px dashed var(--fiz-sea);
  border-radius: 36px;
  z-index: -1;
}
.zone-card {
  position: absolute;
  left: -6px;
  bottom: 0;
  background: #fff;
  border-radius: 18px;
  padding: 18px 20px;
  box-shadow: var(--fiz-shadow);
  min-width: 250px;
  animation: floatY 5s ease-in-out infinite;
}
.zone-card h4 { font-size: 18px; margin-bottom: 10px; display: flex; align-items: center; gap: 8px; }
.zone-card h4 i { color: var(--fiz-verm); }
.zone-card .row-item { display: flex; align-items: center; gap: 10px; font-size: 14px; color: var(--fiz-ink); padding: 4px 0; }
.zone-card .chip { width: 26px; height: 8px; border-radius: 6px; display: inline-block; }
.chip.c1 { background: var(--fiz-verm); }
.chip.c2 { background: var(--fiz-sea); }
.chip.c3 { background: var(--fiz-harbor); }
.chip.c4 { background: #f2b9a5; }
.zone-badge {
  position: absolute;
  top: 34px;
  right: -6px;
  background: var(--fiz-harbor);
  color: #fff;
  font-family: var(--fiz-head);
  font-weight: 500;
  font-size: 15px;
  padding: 12px 18px;
  border-radius: 14px;
  display: flex;
  gap: 8px;
  align-items: center;
  box-shadow: var(--fiz-shadow-sm);
  animation: floatY 6s ease-in-out infinite reverse;
}
.zone-badge i { color: var(--fiz-sea); }
@keyframes floatY { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(-10px); } }

/* ---------- Zone cards (home) ---------- */
.zones { margin-top: -60px; position: relative; z-index: 2; }
.zone-tile {
  background: #fff;
  border-radius: var(--fiz-radius);
  padding: 32px 28px;
  box-shadow: var(--fiz-shadow);
  height: 100%;
  border-top: 5px solid var(--fiz-verm);
  transition: transform .3s ease;
}
.zone-tile:hover { transform: translateY(-6px); }
.zone-tile.sea { border-top-color: var(--fiz-sea); }
.zone-tile.harbor { border-top-color: var(--fiz-harbor); }
.zone-tile .ico {
  width: 58px;
  height: 58px;
  border-radius: 16px;
  background: var(--fiz-verm-soft);
  color: var(--fiz-verm);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 26px;
  margin-bottom: 18px;
}
.zone-tile.sea .ico { background: var(--fiz-sea-soft); color: var(--fiz-sea-dark); }
.zone-tile.harbor .ico { background: #e3ecf1; color: var(--fiz-harbor); }
.zone-tile .label { font-size: 13px; letter-spacing: .12em; text-transform: uppercase; color: var(--fiz-muted); font-weight: 600; }
.zone-tile h4 { font-size: 24px; margin: 4px 0 10px; }
.zone-tile p { margin: 0; }

/* ---------- About blocks ---------- */
.about-pair { position: relative; padding-bottom: 60px; padding-right: 50px; }
.about-pair .main { border-radius: var(--fiz-radius); overflow: hidden; box-shadow: var(--fiz-shadow); aspect-ratio: 5 / 4; }
.about-pair .main img, .about-pair .side img { width: 100%; height: 100%; object-fit: cover; display: block; }
.about-pair .side {
  position: absolute;
  right: 0;
  bottom: 0;
  width: 48%;
  aspect-ratio: 1 / 1;
  border-radius: var(--fiz-radius);
  overflow: hidden;
  border: 8px solid #fff;
  box-shadow: var(--fiz-shadow);
}
.about-pair .note {
  position: absolute;
  left: 22px;
  bottom: 18px;
  background: var(--fiz-verm);
  color: #fff;
  padding: 12px 18px;
  border-radius: 12px;
  font-weight: 500;
  font-size: 15px;
  display: flex;
  gap: 8px;
  align-items: center;
  max-width: 260px;
  line-height: 1.4;
}
.check-list { list-style: none; padding: 0; margin: 22px 0 30px; }
.check-list li { position: relative; padding-left: 34px; margin-bottom: 12px; color: var(--fiz-ink); }
.check-list li::before {
  content: "\F26E";
  font-family: "bootstrap-icons";
  position: absolute;
  left: 0;
  top: 1px;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--fiz-sea-soft);
  color: var(--fiz-sea-dark);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 15px;
}

/* ---------- Service cards ---------- */
.service-card {
  background: #fff;
  border-radius: var(--fiz-radius);
  overflow: hidden;
  box-shadow: var(--fiz-shadow-sm);
  height: 100%;
  display: flex;
  flex-direction: column;
  transition: transform .3s ease, box-shadow .3s ease;
  border: 1px solid var(--fiz-line);
}
.service-card:hover { transform: translateY(-6px); box-shadow: var(--fiz-shadow); }
.service-card .thumb { position: relative; aspect-ratio: 16 / 10; overflow: hidden; background: var(--fiz-sea-soft); }
.service-card .thumb img { width: 100%; height: 100%; object-fit: cover; transition: transform .5s ease; display: block; }
.service-card:hover .thumb img { transform: scale(1.06); }
.service-card .thumb .ico {
  position: absolute;
  left: 22px;
  bottom: -24px;
  width: 52px;
  height: 52px;
  border-radius: 14px;
  background: var(--fiz-verm);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  box-shadow: 0 8px 18px rgba(228, 87, 46, .35);
}
.service-card .thumb { overflow: visible; }
.service-card .thumb .img-wrap { overflow: hidden; height: 100%; border-radius: var(--fiz-radius) var(--fiz-radius) 0 0; }
.service-card .body { padding: 38px 26px 28px; display: flex; flex-direction: column; flex: 1; }
.service-card h3 { font-size: 23px; margin-bottom: 10px; }
.service-card p { flex: 1; }
.service-card .btn-fiz { align-self: flex-start; padding: 10px 22px; font-size: 15px; }

/* ---------- Why choose ---------- */
.why-photo { border-radius: var(--fiz-radius); overflow: hidden; box-shadow: var(--fiz-shadow); height: 100%; min-height: 360px; position: relative; }
.why-photo img { width: 100%; height: 100%; object-fit: cover; position: absolute; inset: 0; }
.feature-item { display: flex; gap: 18px; margin-bottom: 26px; }
.feature-item .ico {
  flex: 0 0 54px;
  height: 54px;
  border-radius: 50%;
  background: #fff;
  border: 2px solid var(--fiz-sea);
  color: var(--fiz-harbor);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
}
.feature-item h4 { font-size: 20px; margin-bottom: 4px; }
.feature-item p { margin: 0; }

/* ---------- Process ---------- */
.process { background: var(--fiz-harbor); color: #fff; position: relative; overflow: hidden; }
.process::after {
  content: "";
  position: absolute;
  right: -120px;
  top: -120px;
  width: 360px;
  height: 360px;
  border-radius: 50%;
  border: 50px solid rgba(127, 183, 178, .12);
}
.process h2, .process h4 { color: #fff; }
.process p { color: #c3d3db; }
.step-card {
  background: rgba(255, 255, 255, .06);
  border: 1px solid rgba(255, 255, 255, .12);
  border-radius: var(--fiz-radius);
  padding: 30px 26px;
  height: 100%;
  position: relative;
  transition: background .3s ease;
}
.step-card:hover { background: rgba(255, 255, 255, .11); }
.step-card .num {
  font-family: var(--fiz-head);
  font-size: 15px;
  font-weight: 600;
  letter-spacing: .1em;
  color: var(--fiz-harbor);
  background: var(--fiz-sea);
  border-radius: 999px;
  padding: 4px 14px;
  display: inline-block;
  margin-bottom: 18px;
}
.step-card i { font-size: 32px; color: var(--fiz-verm); display: block; margin-bottom: 12px; }
.step-card h4 { font-size: 22px; margin-bottom: 8px; }
.step-card p { margin: 0; }

/* ---------- CTA banner ---------- */
.cta-band { position: relative; padding: 90px 0; overflow: hidden; background: var(--fiz-harbor-deep); }
.cta-band .bg { position: absolute; inset: 0; }
.cta-band .bg img { width: 100%; height: 100%; object-fit: cover; opacity: .28; }
.cta-band .container { position: relative; }
.cta-band h2 { color: #fff; font-size: clamp(28px, 4vw, 42px); }
.cta-band p { color: #d4e2e8; font-size: 17px; }

/* ---------- Blog cards ---------- */
.blog-card {
  background: #fff;
  border-radius: var(--fiz-radius);
  overflow: hidden;
  box-shadow: var(--fiz-shadow-sm);
  border: 1px solid var(--fiz-line);
  height: 100%;
  display: flex;
  flex-direction: column;
  transition: transform .3s ease;
}
.blog-card:hover { transform: translateY(-6px); }
.blog-card .thumb { aspect-ratio: 16 / 10; overflow: hidden; background: var(--fiz-sea-soft); }
.blog-card .thumb img { width: 100%; height: 100%; object-fit: cover; display: block; transition: transform .5s ease; }
.blog-card:hover .thumb img { transform: scale(1.05); }
.blog-card .body { padding: 26px; display: flex; flex-direction: column; flex: 1; }
.blog-card .tag { font-size: 13px; text-transform: uppercase; letter-spacing: .1em; font-weight: 600; color: var(--fiz-sea-dark); margin-bottom: 8px; }
.blog-card h3 { font-size: 22px; margin-bottom: 10px; }
.blog-card h3 a { color: var(--fiz-harbor); }
.blog-card h3 a:hover { color: var(--fiz-verm); }
.blog-card p { flex: 1; }
.read-more { font-family: var(--fiz-head); font-weight: 600; display: inline-flex; align-items: center; gap: 6px; }
.read-more i { transition: transform .2s ease; }
.read-more:hover i { transform: translateX(4px); }

/* ---------- Testimonials ---------- */
.testi-card {
  background: #fff;
  border-radius: var(--fiz-radius);
  padding: 32px 28px;
  height: 100%;
  box-shadow: var(--fiz-shadow-sm);
  position: relative;
  display: flex;
  flex-direction: column;
}
.testi-card .quote-mark { font-size: 40px; color: var(--fiz-verm); line-height: 1; margin-bottom: 10px; }
.testi-card .stars { color: #f2a63b; margin-bottom: 12px; font-size: 15px; letter-spacing: 2px; }
.testi-card p { color: var(--fiz-ink); flex: 1; }
.testi-card .who { display: flex; align-items: center; gap: 12px; margin-top: 14px; }
.testi-card .avatar {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: var(--fiz-harbor);
  color: #fff;
  font-family: var(--fiz-head);
  font-weight: 600;
  display: flex;
  align-items: center;
  justify-content: center;
}
.testi-card:nth-child(even) .avatar { background: var(--fiz-sea-dark); }
.testi-card h5 { margin: 0; font-size: 18px; }

/* ---------- FAQ ---------- */
.faq .accordion-item { border: 1px solid var(--fiz-line); border-radius: 14px !important; overflow: hidden; margin-bottom: 14px; background: #fff; }
.faq .accordion-button {
  font-family: var(--fiz-head);
  font-weight: 600;
  font-size: 18px;
  color: var(--fiz-harbor);
  padding: 20px 24px;
  background: #fff;
  box-shadow: none;
}
.faq .accordion-button:not(.collapsed) { background: var(--fiz-sea-soft); color: var(--fiz-harbor); }
.faq .accordion-button:focus { box-shadow: none; }
.faq .accordion-body { color: var(--fiz-muted); padding: 4px 24px 22px; background: var(--fiz-sea-soft); }

/* ---------- Newsletter band ---------- */
.news-band {
  background: linear-gradient(120deg, var(--fiz-verm) 0%, #ef7a4f 100%);
  border-radius: 28px;
  padding: 50px 46px;
  color: #fff;
  position: relative;
  overflow: hidden;
}
.news-band::after {
  content: "";
  position: absolute;
  right: -60px;
  bottom: -90px;
  width: 260px;
  height: 260px;
  border-radius: 50%;
  background: rgba(255, 255, 255, .12);
}
.news-band h2 { color: #fff; font-size: clamp(26px, 3.4vw, 36px); }
.news-band p { color: #fff3ee; margin: 0; }
.news-band .subscribe-form { position: relative; z-index: 1; }
.inline-sub { display: flex; gap: 10px; background: #fff; padding: 6px; border-radius: 999px; }
.inline-sub input { border: none; outline: none; flex: 1; padding: 10px 18px; border-radius: 999px; min-width: 0; font-size: 15px; }
.inline-sub .btn-fiz { background: var(--fiz-harbor); border-color: var(--fiz-harbor); padding: 10px 22px; }
.inline-sub .btn-fiz:hover { background: var(--fiz-harbor-deep); border-color: var(--fiz-harbor-deep); }
.news-band .form-alert.show { background: #fff; }

/* ---------- Page banner ---------- */
.page-banner { position: relative; padding: 100px 0 90px; background: var(--fiz-harbor); overflow: hidden; text-align: center; }
.page-banner .bg { position: absolute; inset: 0; }
.page-banner .bg img { width: 100%; height: 100%; object-fit: cover; opacity: .22; }
.page-banner .container { position: relative; }
.page-banner h1 { color: #fff; font-size: clamp(34px, 5vw, 54px); font-weight: 700; margin-bottom: 12px; }
.page-banner p { color: #d2e1e7; max-width: 640px; margin: 0 auto 18px; font-size: 17px; }
.crumbs { display: inline-flex; gap: 8px; align-items: center; background: rgba(255, 255, 255, .1); border-radius: 999px; padding: 6px 18px; font-size: 14px; color: #fff; flex-wrap: wrap; justify-content: center; }
.crumbs a { color: #ffd2c2; }
.crumbs a:hover { color: #fff; }

/* ---------- Values / info cards ---------- */
.value-card {
  background: #fff;
  border-radius: var(--fiz-radius);
  padding: 32px 28px;
  border: 1px solid var(--fiz-line);
  height: 100%;
  transition: border-color .3s ease, transform .3s ease;
}
.value-card:hover { border-color: var(--fiz-verm); transform: translateY(-4px); }
.value-card i { font-size: 30px; color: var(--fiz-verm); margin-bottom: 14px; display: block; }
.value-card h4 { font-size: 21px; margin-bottom: 8px; }
.value-card p { margin: 0; }
.mv-card { border-radius: var(--fiz-radius); padding: 38px 34px; height: 100%; background: var(--fiz-harbor); color: #fff; }
.mv-card.alt { background: var(--fiz-sea-soft); }
.mv-card h3 { color: #fff; font-size: 26px; margin-bottom: 12px; display: flex; align-items: center; gap: 10px; }
.mv-card.alt h3 { color: var(--fiz-harbor); }
.mv-card p { color: #d2e1e7; margin: 0; }
.mv-card.alt p { color: var(--fiz-muted); }
.mv-card h3 i { color: var(--fiz-verm); }

/* Service detail rows */
.svc-detail { padding: 70px 0; border-bottom: 1px solid var(--fiz-line); }
.svc-detail:last-child { border-bottom: 0; }
.svc-detail .photo { border-radius: var(--fiz-radius); overflow: hidden; box-shadow: var(--fiz-shadow); aspect-ratio: 4 / 3; background: var(--fiz-sea-soft); }
.svc-detail .photo img { width: 100%; height: 100%; object-fit: cover; display: block; }
.svc-detail h3 { font-size: 30px; margin-bottom: 14px; }

/* ---------- Contact ---------- */
.info-card {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  background: #fff;
  border-radius: var(--fiz-radius);
  padding: 24px;
  border: 1px solid var(--fiz-line);
  margin-bottom: 18px;
}
.info-card .ico {
  flex: 0 0 50px;
  height: 50px;
  border-radius: 14px;
  background: var(--fiz-verm-soft);
  color: var(--fiz-verm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
}
.info-card h5 { font-size: 18px; margin-bottom: 2px; }
.info-card p, .info-card a { margin: 0; color: var(--fiz-muted); }
.info-card a:hover { color: var(--fiz-verm); }
.form-panel { background: #fff; border-radius: 24px; padding: 40px; box-shadow: var(--fiz-shadow); border: 1px solid var(--fiz-line); }
.form-label { font-weight: 500; color: var(--fiz-harbor); font-size: 15px; }
.form-control, .form-select {
  border-radius: 12px;
  border: 1px solid #cfd8dc;
  padding: 12px 16px;
  font-size: 15px;
  color: var(--fiz-ink);
}
.form-control:focus, .form-select:focus { border-color: var(--fiz-sea-dark); box-shadow: 0 0 0 4px rgba(127, 183, 178, .25); }
.form-check-input:checked { background-color: var(--fiz-verm); border-color: var(--fiz-verm); }
.form-check-input:focus { box-shadow: 0 0 0 4px rgba(228, 87, 46, .18); }
.form-alert { display: none; margin-top: 14px; padding: 12px 16px; border-radius: 12px; font-size: 15px; }
.form-alert.show { display: block; }
.form-alert.success { background: #e5f4ec; color: #1d6b40; border: 1px solid #b9e0c9; }
.form-alert.error { background: #fdeaea; color: #a52a2a; border: 1px solid #f3c1c1; }
.form-alert.info { background: var(--fiz-sea-soft); color: var(--fiz-harbor); border: 1px solid #c4dedb; }
.map-wrap { border-radius: var(--fiz-radius); overflow: hidden; box-shadow: var(--fiz-shadow-sm); line-height: 0; }
.map-wrap iframe { width: 100%; height: 420px; border: 0; }

/* ---------- Blog post ---------- */
.post-hero-img { border-radius: var(--fiz-radius); overflow: hidden; margin-bottom: 34px; aspect-ratio: 16 / 8; background: var(--fiz-sea-soft); }
.post-hero-img img { width: 100%; height: 100%; object-fit: cover; display: block; }
.post-body p { font-size: 17px; color: #34444d; margin-bottom: 22px; }
.post-body h2 { font-size: 28px; margin: 34px 0 14px; }
.post-body .key-note {
  background: var(--fiz-sea-soft);
  border-left: 5px solid var(--fiz-verm);
  padding: 22px 26px;
  border-radius: 0 14px 14px 0;
  margin: 30px 0;
  color: var(--fiz-harbor);
  font-family: var(--fiz-head);
  font-size: 20px;
  line-height: 1.5;
}
.post-nav { display: flex; justify-content: space-between; gap: 16px; border-top: 1px solid var(--fiz-line); padding-top: 26px; margin-top: 36px; flex-wrap: wrap; }
.sidebar-box { background: var(--fiz-sand); border-radius: var(--fiz-radius); padding: 28px; margin-bottom: 26px; }
.sidebar-box h4 { font-size: 21px; margin-bottom: 16px; }
.side-post { display: flex; gap: 14px; align-items: center; margin-bottom: 16px; }
.side-post:last-child { margin-bottom: 0; }
.side-post .tn { flex: 0 0 76px; height: 64px; border-radius: 10px; overflow: hidden; background: var(--fiz-sea-soft); }
.side-post .tn img { width: 100%; height: 100%; object-fit: cover; }
.side-post a { color: var(--fiz-harbor); font-family: var(--fiz-head); font-weight: 500; line-height: 1.35; font-size: 16px; }
.side-post a:hover { color: var(--fiz-verm); }
.side-services { list-style: none; padding: 0; margin: 0; }
.side-services li a { display: flex; justify-content: space-between; padding: 10px 0; border-bottom: 1px solid #e3dbd0; color: var(--fiz-ink); }
.side-services li:last-child a { border-bottom: 0; }
.side-services li a:hover { color: var(--fiz-verm); }
.sidebar-cta { background: var(--fiz-harbor); color: #fff; }
.sidebar-cta h4 { color: #fff; }
.sidebar-cta p { color: #d2e1e7; }

/* ---------- Legal pages ---------- */
.legal h2 { font-size: 24px; margin: 34px 0 12px; }
.legal p, .legal li { color: #3f4f58; }
.legal ul { padding-left: 20px; }
.legal .updated { display: inline-block; background: var(--fiz-sea-soft); color: var(--fiz-harbor); border-radius: 999px; padding: 4px 14px; font-size: 14px; margin-bottom: 16px; }

/* Newsletter pages */
.perk { display: flex; gap: 14px; margin-bottom: 20px; }
.perk i { font-size: 22px; color: var(--fiz-verm); flex: 0 0 auto; margin-top: 2px; }
.perk h5 { margin-bottom: 2px; font-size: 18px; }
.perk p { margin: 0; }
.news-photo { border-radius: var(--fiz-radius); overflow: hidden; aspect-ratio: 4 / 3; margin-bottom: 30px; background: var(--fiz-sea-soft); }
.news-photo img { width: 100%; height: 100%; object-fit: cover; display: block; }
.topic-grid .form-check { background: var(--fiz-sand); border-radius: 12px; padding: 10px 14px 10px 40px; margin: 0; height: 100%; }

/* ---------- Footer ---------- */
.site-footer { background: var(--fiz-harbor-deep); color: #b8cad3; padding-top: 80px; font-size: 15px; }
.site-footer h5 { color: #fff; font-size: 19px; margin-bottom: 20px; }
.site-footer p { color: #b8cad3; }
.site-footer .f-logo img { height: 44px; width: auto; margin-bottom: 18px; }
.site-footer ul { list-style: none; padding: 0; margin: 0; }
.site-footer ul li { margin-bottom: 10px; }
.site-footer ul a { color: #b8cad3; }
.site-footer ul a:hover { color: var(--fiz-verm); }
.f-contact li { display: flex; gap: 10px; }
.f-contact i { color: var(--fiz-sea); margin-top: 3px; }
.f-social { display: flex; gap: 10px; margin-top: 18px; }
.f-social a {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: rgba(255, 255, 255, .08);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
}
.f-social a:hover { background: var(--fiz-verm); color: #fff; }
.f-sub { display: flex; background: rgba(255, 255, 255, .08); border-radius: 999px; padding: 5px; margin-top: 12px; }
.f-sub input { flex: 1; background: transparent; border: none; outline: none; color: #fff; padding: 8px 14px; min-width: 0; font-size: 14px; }
.f-sub input::placeholder { color: #8fa6b2; }
.f-sub button { border: none; background: var(--fiz-verm); color: #fff; width: 40px; height: 40px; border-radius: 50%; }
.f-sub button:hover { background: var(--fiz-verm-dark); }
.f-sub input.is-invalid { color: #ffb3a0; }
.f-bottom { border-top: 1px solid rgba(255, 255, 255, .1); margin-top: 60px; padding: 22px 0; font-size: 14px; }
.f-bottom a { color: #b8cad3; margin-left: 18px; }
.f-bottom a:hover { color: var(--fiz-verm); }

/* Back to top */
.back-to-top {
  position: fixed;
  right: 22px;
  bottom: 22px;
  width: 48px;
  height: 48px;
  border-radius: 14px;
  background: var(--fiz-verm);
  color: #fff;
  border: none;
  font-size: 20px;
  opacity: 0;
  visibility: hidden;
  transition: all .3s ease;
  z-index: 1020;
  box-shadow: 0 10px 22px rgba(228, 87, 46, .35);
}
.back-to-top.show { opacity: 1; visibility: visible; }
.back-to-top:hover { background: var(--fiz-harbor); }

/* Reveal */
.reveal { opacity: 0; transform: translateY(26px); transition: opacity .7s ease, transform .7s ease; }
.reveal.visible { opacity: 1; transform: none; }

/* Image fallback */
.img-fallback { background: linear-gradient(135deg, var(--fiz-harbor), var(--fiz-sea-dark)) !important; }

/* ---------- Responsive ---------- */
@media (max-width: 991.98px) {
  .section { padding: 72px 0; }
  .hero { padding: 60px 0 100px; }
  .zone-visual { margin-top: 20px; }
  .navbar-collapse { padding: 14px 0 6px; }
  .nav-link::after { display: none; }
  .news-band { padding: 40px 28px; }
  .why-photo { min-height: 300px; }
}
@media (max-width: 575.98px) {
  .navbar-brand img { height: 36px; }
  .hero h1 { font-size: 36px; }
  .zone-visual { padding: 14px 10px 50px 10px; }
  .zone-card { min-width: 0; left: 0; right: 30px; }
  .zone-badge { right: 0; top: 18px; font-size: 13px; padding: 9px 12px; }
  .about-pair { padding-right: 24px; }
  .about-pair .note { left: 12px; font-size: 13px; max-width: 200px; }
  .form-panel { padding: 26px 20px; }
  .inline-sub { flex-direction: column; border-radius: 18px; }
  .inline-sub .btn-fiz { width: 100%; }
  .f-bottom a { margin: 0 14px 0 0; }
  .map-wrap iframe { height: 320px; }
  .page-banner { padding: 70px 0 60px; }
}
a[href^="tel:"] { white-space: nowrap; }